Business Insurance
For business owners, commercial property owners, and organizations.Flaig Insurance delivers tailored commercial policies designed to protect your business’s assets—from premises and equipment to key personnel—and safeguard profitability by covering operational risks, liability, and continuity.
At Flaig Insurance, we partner with a trusted network of carriers to deliver comprehensive commercial insurance solutions that protect your business’s assets, operations, and people. From property and liability coverage to workers’ compensation and auto protection, our team coordinates every policy under one roof—so you only make a single call to get the right protection in place.
After building your business to where it stands today, taking this essential next step protects against potential losses and secures a brighter future.
Comprehensive Commercial Property Insurance
Commercial property insurance safeguards your business premises and the equipment inside from financial loss caused by vandalism or weather‑related events. At David Flaig Insurance, we cover items like computers, servers, company vehicles, desks and more. If any of these assets are destroyed by fire, severe weather, flooding, earthquakes or similar hazards, replacement costs are covered to help keep your operations running.
- Building Owners — Apartment Buildings / Retail Space
- Homeowners Associations
EPLI – Employment Practices Liability Coverage
EPLI shields your company from costly employment‑related claims—such as discrimination, harassment, wrongful termination, and retaliation. With comprehensive coverage you protect employee relationships, safeguard your reputation, and keep legal costs under control, freeing you to concentrate on growing the business.
- Breach of contract
- Emotional distress
- Discrimination
- False imprisonment
- Invasion of privacy
- Sexual harassment
- Wrongful termination
- Hour & wage violations
Key Person Insurance
Protect your business by insuring essential employees with key‑person life insurance from Flaig Insurance. A term policy on the revenue driver covers financial disruption if that person dies, providing funds to replace lost income and cover ongoing expenses until a suitable replacement is identified, ensuring business continuity during the transition.
- Key Person Life (Business Continuation Coverage)
- Directors & Officers Liability
- Workers’ Compensation
Performance & Fiduciary Bonds
Secure Bonds Performance and Fiduciary services from Flaig Insurance to protect your business assets and key employees, ensuring you meet contractual commitments and safeguard against performance‑related risks. Our expert bond portfolio management, risk mitigation, and transparent reporting help you maintain peace of mind while maximizing returns.
Personal Insurance
Comprehensive coverage for home, auto, life, health, and umbrella everywhere.
Employee Benefits
Protect your business assets, operations, and people with Flaig Insurance.
Business Insurance
Protect employees, boost productivity with affordable visits and comprehensive coverage.
Specialty Insurance
Specialty insurance covers high-risk ventures, construction, RVs, and hobbies.